Multiple Employer Plan
Unlock cost-effective retirement plans with Multiple Employer Plans (MEPs) from Ascensus. Our MEP 401(k) solutions help advisors support small and mid-sized businesses in offering comprehensive, affordable retirement benefits by pooling resources across related companies and simplifying plan management.
Explore how Ascensus makes it easy to expand 401(k) access, reduce administrative burden, and maximize savings for your clients.
Why offer a MEP to your clients
With MEP arrangements, small businesses gain access to retirement benefits that rival those of larger companies, at a fraction of the cost and complexity of sponsoring a plan on their own. As an advisor, you strengthen your value proposition by solving a key client pain point.
Lower costs for clients
By aggregating assets from multiple employers, MEPs achieve economies of scale, often securing lower investment fees and reduced administrative costs compared to standalone plans. Small businesses share in a larger retirement plan, which helps drive down per-business expenses.
Administrative efficiency
All adopting employers operate under a single plan umbrella, meaning one plan document, one Form 5500 filing, and often one audit for the entire plan. This streamlined approach reduces administrative burden for both advisors and plan sponsors.
Competitive edge for advisors
Offering a pooled plan solution like a MEP differentiates your practice, demonstrating that you can deliver cost-effective retirement solutions to small businesses, helping deepen existing relationships, and giving you a competitive edge in the market.
Tools to grow your group 401(k) plan business
Explore these advisor-focused resources for deeper insights into MEPs, PEPs, and how pooled plan solutions can help grow your business and improve client outcomes.
Experience the Ascensus difference.
For more than 40 years, we’ve helped nearly 16M savers and the advisors and institutions who serve them through our unique approach.
Alignment with you
We sit on the same side of the table, focused on your success.
Intuitive experience
Enjoy a seamless savings experience for the full life-cycle of your journey
Technology-fueled service
We blend technology with human expertise so you feel confident and secure.