CoPilot and American Funds
Help owner-only businesses launch a retirement plan with ease. CoPilot Individual(k) featuring American Funds is a turnkey solo 401(k) designed for self-employed clients, that simplifies setup, reduces administrative burden, and allows advisors to focus on growing their book of business.
Advisor-focused features for Individual(k) clients
Deliver solo 401(k) plans without the administrative burden. CoPilot Individual(k) featuring American Funds helps you serve owner-only businesses with a fully bundled solution that’s easy to implement and manage.
Fast sales cycle
Move quickly from proposal to plan setup.
Flexible advisor structures
Choose commission or fee-based options to fit your business model.
3(38) investment manager
Rely on a dedicated fiduciary to create and monitor plan lineups and model allocations.
No minimums
Offer plans with no asset or employee count requirements.
Savings alerts
Automated participant notifications reduce participant follow-up and improve outcomes.
Investment lineups built for advisor flexibility
Fee-Based Lineup
25 Basis Points Lineup
CoPilot Individual(k) featuring American Funds pricing
Individual(k) plans offer the same benefits as a traditional 401(k), without the complexity. Transparent pricing makes it easy for advisors to recommend and implement for small business clients.
| Annual employer fees | $365 with 1 participant +$48 for each additional participant |
| One-time costs | |
| Start-up and Conversion Plans | $100 |
| Employee fees | |
| Annual Custodial and Trading* | 0.07% |
| Annual Investment Fiduciary* | 0.25% |
| *Fees are shown in annual terms but are deducted monthly. | As of 11/01/2023 Pricing subject to change. |
Advisor resources
Access content and sales tools to help you position Individual(k) plans, highlight benefits, and inform clients discussions.
Advisor Overview: CoPilot Individual(k) featuring American Funds
Highlights key features, including built-in 3(38) fiduciary and investment manager support, so you can spend less time on oversight and more time with clients.
Client Overview: CoPilot Individual(k) featuring American Funds
Outlines Individual(k) plan features, including flexibility, tax advantages, and contribution strategies. Ideal for guiding client conversations and answering common questions.
Start the conversation.
Let’s talk about how CoPilot Individual(k) featuring American Funds can help you support owner-only clients.
Complete the form and a specialist will connect with you to explore how this solution fits your advisory model and client goals.
For new plan sales: 833-893-3233
For existing plan services: 833-892-8878