Join the PEP Rally. Together We Thrive.
Join Ascensus and share the mission to create a future where advisors, employers, and savers – all thrive in retirement.
PEPs: Smarter plans and better outcomes for all
Pooled retirement planning delivers a unified structure that simplifies processes, lowers costs, and expands retirement access, so everyone benefits from collective success.
Clear advisor PEP benefits
Free up time to focus on growth and deepen client relationships with a turnkey retirement solution. Build credibility by offering clients a professionally managed, cost-effective plan that simplifies retirement planning.
The employer PEP advantage
Save time, money, and reduce risk by transferring administrative tasks and fiduciary responsibilities to Ascensus’ trusted professionals. Lower costs with pooled scale and take advantage of tax credits to cover many administrative expenses.
Savers feel real PEP value
PEPs offer participants expanded access to better savings options with professionally managed investments and tools designed for stronger outcomes. With PEPs, savers enjoy an easy-to-use plan that empowers them to confidently save more for the future.
Rally around PEPs
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Join the Movement: You make all the difference—pinpointing when a PEP fits and leading employers through every step of adoption. |
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Easy Admin: As the pooled plan provider, we handle compliance, audits, and daily operations. |
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Empowered Participants: Employees access professional management, enhanced tools, and a collectively improved retirement experience. |
Explore our PEP resource center
Why Advisors Are Paying Attention to Pooled Plans
The Ascensus Secure Retirement PEP Guide
Pooled Employer Plan Trends: What’s Driving PEP Adoption
FAQs
A PEP allows unrelated businesses to band together under one retirement plan, managed by a Pooled Plan Provider (PPP). Unlike traditional 401(k)s, PEPs reduce administrative burdens, fiduciary risk, and costs by consolidating management, while expanding access to professional governance and retirement savings options.
PEPs leverage pooled scale to reduce costs, often making them more affordable than standalone 401(k) plans. Additionally, tax credits can offset many administrative expenses, making PEPs an ideal solution for many businesses. Employers who currently have a single plan audit can also benefit in reducing the cost of the audit by participating in the shared PEP audit.
While PEPs offer a unified structure, employers can often customize features like eligibility, vesting schedules, and employer contributions. This flexibility ensures the plan meets the unique needs of their workforce.
PEPs are ideal for businesses looking to reduce administrative burdens, lower costs, and expand retirement access. If your client wants a simpler, more affordable way to offer a retirement plan, a PEP may be the right fit.
The PEP Rally is here – Join the movement
When we stand together, retirement access grows stronger for everyone. With Ascensus’ shared PEP mission, watch confidence rise, momentum build, and savings increase. Ready to rally together and share the mission of a better retirement?
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