CoPilot Individual(k): 401(k) Plans for Owner-Only Business Clients
CoPilot 3(38) is a streamlined retirement plan solution built for owner-only businesses. It combines automated plan administration with 3(38) fiduciary investment management, helping reduce oversight responsibilities. Advisors can offer clients a professionally monitored plan aligned to small business needs.
Key Points
- Automated Administration: Ascensus manages recordkeeping, contributions, loans, and distributions to help reduce your day-to-day administrative workload so you can focus on advising clients and growing your business.
- Tailored for Owner-Only Businesses: Designed specifically for solo or owner-only clients who want a streamlined 401(k) option with built-in administrative and investment oversight support.
- 3(38) Fiduciary Oversight: Gain the support of professional 3(38) investment management, helping ease your fiduciary responsibilities while supporting compliant plan operations.