All Resources

Help clients navigate state-mandated retirement programs and explore alternative qualified plan options to meet their business needs. 

Help clients understand Virginia's state-mandated retirement program and educate them on the key features of the program as well as available alternatives. 

Help clients in Vermont understand and comply with state mandated retirement plan requirements and deadlines. 

Help clients in Oregon understand their state's retirement mandates and explore alternative solutions that meet both satisfy legal requirements and align with clients' needs. 

Help your clients in New York navigate the state's retirement mandates and explore alternative plan options to satisfy mandates and meet their business goals. 

Help clients understand the necessity of state-mandated retirement plans and explore their options to comply with these mandates.

Help clients understand California's CalSavers Retirement Savings Program and explore alternative options to satisfy state mandate requirements.

Help clients understand the Illinois Secure Choice Retirement Savings Program and explore alternative options to meet their retirement plan needs. 

Help your clients in Minnesota navigate the state's mandated retirement program and discover alternative solutions that not only satisfy legal requirements but also align with their business goals. 

Help clients understand California's retirement state mandate requirements and explore the best solutions to meet their business needs.

Help clients understand Colorado's retirement state mandates and explore alternative solutions that may fit their needs.

Help your clients in Maryland understand the state's mandated retirement program and explore alternative solutions that satisfy both the mandate and their business needs. 

Help clients in Nevada understand the state's mandated retirement program and explore alternative solutions that satisfy legal requirements and meet their business goals. 

Help clients in New Jersey understand the state's mandated retirement program and explore alternative solutions that satisfy the legal requirements. 

Help clients understand Connecticut's state retirement program and explore the alternative solutions to satisfy the mandate.

Help clients understand requirements under Delaware's retirement state mandated program and explore the best solutions to meet their business needs.

Help clients understand Hawaii's state-mandated retirement program and explore the alternative solutions to satisfy the mandates as well as meet their business needs.

Help clients understand Illinois' state-mandated retirement program and educate them on the key features and benefits of the program as well as available alternatives.

Help clients navigate Maine's retirement state mandate and understand alternative plan options, ensuring compliance with the mandates.

In today’s competitive financial advisory market, offering strong investment strategies alone may not be enough to differentiate your practice. Employers are increasingly seeking advisors who offer holistic retirement plan solutions—plans that not only manage assets but also enhance employee engagement and encourage healthier financial habits.

CoPilot 3(38) is a streamlined retirement plan solution built for owner-only businesses. It combines automated plan administration with 3(38) fiduciary investment management, helping reduce oversight responsibilities. Advisors can offer clients a professionally monitored plan aligned to small business needs.

Daily Value Individual(k) is a retirement plan option built for owner-only businesses that want daily valuation and broad investment access. With streamlined administration and an open-architecture investment platform, this 401(k) solution supports a flexible approach to managing investments for owner-only clients. 

The Balance Forward Individual(k) is a flexible solution for owner-only business clients that want full control over how their retirement assets are invested. With this option, clients manage their account directly through their broker-dealer, while Ascensus provides the plan documents, compliance support, and recordkeeping services.

SEP and SIMPLE IRAs offers small businesses an easy, affordable way to provide retirement benefits without the administrative complexity of a 401(k). These plans give you straightforward options to support clients who want low-cost setup, predictable responsibilities, and valuable tax advantages.

The Raymond James CoPilot 3(38) 401(k) solution helps you strengthen your advisory role by pairing 3(38) investment oversight with streamlined plan administration. With Raymond James managing investment selection and Ascensus providing recordkeeping and compliance support, you can offer clients a 401(k) plan that reinforces your value as a trusted partner to small business clients.

Use this resource to help clients understand the value of the Raymond James CoPilot 3(38) 401(k). This turnkey solution simplifies plan management, provides professional 3(38) investment oversight, and offers employees access to a well-supported retirement plan experience.

Explore how CoPilot Individual(k) with American Funds gives you a turnkey retirement solution tailored for owner-only clients. With no asset minimums, transparent pricing, and a professionally managed investment lineup, this plan makes it easy to offer a high-quality 401(k) option while reducing the administrative lift in your practice.

Use this resource to help small business clients understand the value of CoPilot Individual(k) with American Funds. With a curated investment lineup, transparent pricing, and streamlined administration, this overview explains how the plan works and why it may be a good fit for owner-only businesses looking for a professionally supported retirement plan.

Financial advisors often guide small business owners through critical decisions about retirement plans. Understanding the differences between SEP IRAs, SIMPLE IRAs, and 401(k)s can help you recommend the best option based on business size, budget, and growth goals.

Guiding clients through Nonqualified Deferred Compensation (NQDC) plan enrollment requires a careful review of several important factors. As an advisor, you can add significant value by helping plan sponsors and participants understand the complexities of these plans, including recent regulatory changes.

This guide provides key considerations to help you support your clients during this critical period, ensuring they can make informed decisions that align with their financial goals.

Financial advisors seeking to deliver more value to plan sponsors while diversifying their own business can leverage COLI as a financing solution for nonqualified deferred compensation (NQDC) plans, without disrupting their existing recordkeeping relationship. 

Advisors play a key role during NQDC plan enrollment, which can be a critical time for plan sponsors. Despite their many benefits, participation rates in NQDC plans remain low (typically 20–25%*), often due to limited employee understanding. This creates a valuable opportunity for you to support your clients by educating employees and helping drive stronger engagement.

Streamline your investment management process with Ascensus’ exclusive Investment Change Manager (ICM), a powerful online tool built for financial advisors. ICM gives financial advisors complete control over fund changes, transforming complex administrative tasks into simple, compliant workflows. Designed to save time and enhance transparency, ICM helps you build stronger client relationships while improving operational efficiency.

Discover how Multiple Employer Plans (MEPs) and Pooled Employer Plans (PEPs) offer cost-effective, low-risk retirement solutions for clients of all sizes to help close the retirement gap.

Pooled employer plans (PEPs) are gaining traction, but persistent myths can cloud advisor-client conversations. Learn how PEPs can simplify administration, reduce fiduciary risk, and help advisors offer flexible, cost-effective retirement solutions.

Grow your advisory business by learning how to guide clients in selecting and optimizing nonqualified deferred compensation (NQDC) plans for retention and growth.

Discover how providing a free plan diagnostic for employers offering nonqualified deferred compensation (NQDC) plans can help grow your business.  NQDC plan reviews can identify issues with the sponsor’s current plan and help them decide to change providers.

Learn the truth behind common myths about nonqualified deferred compensation (NQDC) plans and how advisors can use them to grow their business.

Discover actionable insights to help you strengthen plan performance and deliver more value to your clients. This recorded webinar offers practical strategies for retirement advisors and plan sponsors focused on driving growth and improving outcomes.

Help clients navigate tax burdens and enhance their retirement savings with nonqualified deferred compensation (NQDC) plans, which complement traditional 401(k) offerings by providing higher-earning employees with competitive retirement packages. Discover the advantages of pairing NQDC plans with safe harbor 401(k) plans to meet your clients' unique needs.

In an uncertain economic landscape, balancing compensation, retirement, and benefits programs is crucial for clients looking to attract and retain talent. Leverage insights from Ascensus' annual Compensation, Retirement, and Benefits Trends Report to guide your clients in understanding their program’s competitive position and making informed decisions for the year ahead.

Help your clients drive success with employer-sponsored retirement plans. This comprehensive guide equips advisors with the tools to support their clients in creating and managing effective retirement plans, helping employees financially prepare for the future while enhancing business outcomes. 

Explore a range of managed account options to enhance your advisory services and meet your clients' diverse needs. Learn about key factors to consider — including fees, advice models, and rebalancing frequencies — and discover how our independence and strategic relationships provide you with the flexibility to offer tailored investment solutions. 

Compare various retirement plan options to find the best fit for your clients, considering factors like eligibility, contributions, and administrative responsibilities.

Find the right plan for your client with our small business plans overview.

Explore how CoPilot 3(38) retirement plans can save you time and help grow your business with streamlined, transparent pricing and low-cost investment menus. Ascensus offers two CoPilot 401(k) retirement plans—traditional and Individual(k)^™—that are cost-effective and ease the investment and administrative burden of managing a 401(k) plan. 

Discover how advisors leverage service partnerships to deliver intuitive technology and expert support, enhancing retirement plan experiences for both companies and employees. 
 
 Our Advisor Stories series showcases real-world insights and strategies from successful advisors.

Give your clients the support and protection they need with Ascensus 3(16) Administrative Fiduciary Services. Our support for day-to-day plan management and routine monitoring creates efficiencies for clients, allowing you to focus on growing your business.

Scale your business by offering Multiple Employer Plans (MEPs) and Pooled Employer Plans (PEPs), which reduce administrative and financial burdens for employers.

Help your clients navigate nondiscrimination testing issues with their 401(k) plans by recommending Nonqualified Deferred Compensation (NQDC) plans and guiding them through the benefits of these plans.

Explore the benefits and features of the Ascensus Secure Retirement PEP, which offers an affordable, customizable retirement solution for advisors and their clients.

Enhance your advisory practice by offering payroll integrated 401(k) solutions, streamlining processes for clients and increasing your revenue streams. 

Managed account programs offer personalized solutions to improve retirement readiness for plan participants. Share the key aspects of managed accounts and how they can enhance retirement outcomes with plan sponsors, and learn how it can help you scale your practice. 

Guide clients through cybersecurity best practices and assessment strategies, helping protect their retirement plans against cyber threats.

Complement your advisory services with Financial Wellness programs that provide unbiased education and guidance to help employees achieve financial security and well-being. Learn how offering Financial Wellness benefits can improve client satisfaction, reduce employee turnover, and enhance retirement preparedness. 

Recent changes in the nonqualified deferred compensation (NQDC) plan landscape present new opportunities for employers. Tap into the latest trends—and use them to your advantage.

Discover how Corporate-Owned Life Insurance (COLI) can enhance nonqualified deferred compensation plans. Learn how COLI offers tax advantages, reduces plan costs, and supports long-term financial security for your clients. 

Discover how integrating retirement plans into your practice can enhance client relationships, capitalize on growing demand, and protect your business from competitors

For financial advisors, recommending sophisticated retirement plans beyond the standard 401(k) can unlock significant growth for your practice and provide superior value to your clients.

Proactively recommending options beyond the 401(k) helps you build stronger, long-term client relationships and defend against competitors. This guide explores four powerful retirement plan solutions to expand the possibilities for your small business clients.