All Resources

Help your clients navigate the new automatic enrollment requirements for retirement plans under the SECURE 2.0 Act. 

Help clients understand the new tax credit for including military spouses in their employer-sponsored retirement plans under the SECURE 2.0 Act, guiding them through eligibility criteria and benefits.

Help your clients understand the improved coverage and new eligibility rules for long-term part-time (LTPT) employees under the SECURE 2.0 Act.

Help clients understand the Pension-Linked Emergency Savings Accounts (PLESAs) introduced by the SECURE 2.0 Act, and guide them through the implementation and benefits of PLESAs.

Guide sole proprietor clients through the process of establishing and funding their 401(k) plans, helping them take full advantage of the new provisions under SECURE 2.0.

Learn more about this year’s SECURE 2.0 changes and how to use them to differentiate your practice and deliver better client outcomes. 

Even as we settle into a new year, the retirement planning landscape continues to shift in response to a changing regulatory and policy environment, market volatility, inflation pressures, and numerous other factors. These changes can bring more complexity—and more opportunities—for advisors and their clients. And while advisors can’t control the markets or changing demographics, they can understand and navigate policy shifts in a way that helps drive the best possible outcomes for their clients.

The first step toward leveraging these policy shifts is understanding what’s changed. Enhanced contribution limits, a Roth-only catch-up requirement, evolving withdrawal strategies, and expanded incentives for small businesses are all redefining how advisors can support clients through this tax season and beyond. 

Guiding clients through Nonqualified Deferred Compensation (NQDC) plan enrollment requires a careful review of several important factors. As an advisor, you can add significant value by helping plan sponsors and participants understand the complexities of these plans, including recent regulatory changes.

This guide provides key considerations to help you support your clients during this critical period, ensuring they can make informed decisions that align with their financial goals.

Financial advisors seeking to deliver more value to plan sponsors while diversifying their own business can leverage COLI as a financing solution for nonqualified deferred compensation (NQDC) plans, without disrupting their existing recordkeeping relationship. 

Advisors play a key role during NQDC plan enrollment, which can be a critical time for plan sponsors. Despite their many benefits, participation rates in NQDC plans remain low (typically 20–25%*), often due to limited employee understanding. This creates a valuable opportunity for you to support your clients by educating employees and helping drive stronger engagement.

Grow your advisory business by learning how to guide clients in selecting and optimizing nonqualified deferred compensation (NQDC) plans for retention and growth.

Discover how providing a free plan diagnostic for employers offering nonqualified deferred compensation (NQDC) plans can help grow your business.  NQDC plan reviews can identify issues with the sponsor’s current plan and help them decide to change providers.

Learn the truth behind common myths about nonqualified deferred compensation (NQDC) plans and how advisors can use them to grow their business.

Help clients navigate tax burdens and enhance their retirement savings with nonqualified deferred compensation (NQDC) plans, which complement traditional 401(k) offerings by providing higher-earning employees with competitive retirement packages. Discover the advantages of pairing NQDC plans with safe harbor 401(k) plans to meet your clients' unique needs.

In an uncertain economic landscape, balancing compensation, retirement, and benefits programs is crucial for clients looking to attract and retain talent. Leverage insights from Ascensus' annual Compensation, Retirement, and Benefits Trends Report to guide your clients in understanding their program’s competitive position and making informed decisions for the year ahead.

Recent changes in the nonqualified deferred compensation (NQDC) plan landscape present new opportunities for employers. Tap into the latest trends—and use them to your advantage.

Discover how Corporate-Owned Life Insurance (COLI) can enhance nonqualified deferred compensation plans. Learn how COLI offers tax advantages, reduces plan costs, and supports long-term financial security for your clients. 

Discover how integrating retirement plans into your practice can enhance client relationships, capitalize on growing demand, and protect your business from competitors

Help your clients navigate nondiscrimination testing issues with their 401(k) plans by recommending Nonqualified Deferred Compensation (NQDC) plans and guiding them through the benefits of these plans.

For financial advisors, recommending sophisticated retirement plans beyond the standard 401(k) can unlock significant growth for your practice and provide superior value to your clients.

Proactively recommending options beyond the 401(k) helps you build stronger, long-term client relationships and defend against competitors. This guide explores four powerful retirement plan solutions to expand the possibilities for your small business clients.

Discover how Multiple Employer Plans (MEPs) and Pooled Employer Plans (PEPs) offer cost-effective, low-risk retirement solutions for clients of all sizes to help close the retirement gap.

Pooled employer plans (PEPs) are a type of retirement plan designed specifically to eliminate some of the barriers that have traditionally kept smaller businesses from offering a retirement savings plan, and make it easier for more Americans to participate in an employer sponsored retirement plan. 

Help clients navigate state-mandated retirement programs and explore alternative qualified plan options to meet their business needs. 

Managed account programs offer personalized solutions to improve retirement readiness for plan participants. Share the key aspects of managed accounts and how they can enhance retirement outcomes with plan sponsors, and learn how it can help you scale your practice. 

Expand your advisory practice by integrating retirement plans, leveraging the SECURE 2.0 Act and state mandates to meet growing demand and enhance client relationships.